What if we told you that your backyard could be earning you thousands a month—and that the State of California might help you pay for it?
Across San Diego, homeowners are unlocking hidden financial potential in their properties thanks to Accessory Dwelling Units (ADUs)—and many don’t even realize just how affordable it can be to build one.
At Peak Builders, we’re helping clients take full advantage of grants, tax rebates, and creative financing programs that make ADU construction more accessible than ever. If you’ve ever thought ADUs were out of reach, think again.
Grants Up to $50,000? Yes, They’re Real
State-backed programs like the CalHFA ADU Grant offer up to $40,000–$50,000 in funding to cover pre-development costs: architectural plans, permits, soils reports, energy testing, and more.
These grants are first-come, first-served, and funding is limited each year. Homeowners who wait risk missing out—while early applicants lock in tens of thousands in savings.
Peak Builders has helped clients successfully apply for and secure these grants, and we’ll walk you through the process step-by-step.
Tax Incentives and Rebates That Put Money Back in Your Pocket
Building an ADU isn’t just about adding square footage—it’s a smart financial move. In many cases, homeowners benefit from:
Property tax exclusions on the ADU’s value (for family-use units).
Depreciation deductions and maintenance write-offs if the ADU is used as a rental.
Utility rebates for green building features like solar, heat pumps, or efficient HVAC systems.
Most people don’t know these incentives exist. We do. And we’ll make sure you benefit from every one of them.
From Cost to Cash Flow: The Numbers Speak for Themselves
A typical detached ADU in San Diego might cost between $160K–$280K depending on size and features. But the returns? Often $2,000 to $3,500 per month in rental income.
Let’s break it down:
Financed ADU Build: $180K
Estimated Grant/Tax Credit Savings: $40K
Monthly Rental Income: $2,600
Mortgage Payment (20-year at 7%): ~$1,400
Net Positive Cash Flow: $1,200/month, plus home equity increase
Your ADU pays for itself while increasing your property value—often by up to 30%.
Myth: “ADUs Are Only for the Wealthy” — Busted
You don’t need to be rich to build an ADU—you just need the right team.
We offer flexible financing solutions that can cover 100% of your ADU project with no upfront costs. Between grants, loans, rebates, and rental income, many of our clients begin seeing a return before the final coat of paint dries.
At Peak Builders, we’ve helped homeowners turn underused backyards into income-generating guest homes, rental units, and in-law suites—all without draining their savings.
We Make the Process Simple—and Fast
The most common reason homeowners delay building an ADU? They don’t know where to start. That’s where we come in.
From zoning checks and site plans to permitting, design, construction, and funding guidance, we handle the entire process under one roof. No stress. No surprises.
Our San Diego-based team specializes in maximizing city and state incentives while fast-tracking ADU approvals, ensuring you’re never left waiting on paperwork or confused by red tape.
Your Window of Opportunity Is Now
San Diego’s ADU demand is growing fast—and so are construction costs. With new state mandates taking effect and incentive funds drying up quickly, now is the time to act.
Homeowners who move now can lock in savings, secure funding, and complete their projects before labor and material prices climb again.
Let’s Build Your ADU—and Your Future
We invite you to schedule a free consultation with Peak Builders. Let’s walk your property, discuss your options, and show you exactly how much you can save—and earn.
Click the button below to get started. Or call us directly with any questions.
