🔺 Your Roof Could Get Your Insurance Canceled—And Fast
More San Diego homeowners are waking up to non-renewal letters from their insurers, and the culprit is often the roof. In the wake of California’s wildfires, insurance companies have quietly raised their standards. Even a small roofing issue—like worn shingles or a cracked tile—can now trigger cancellation or denial of coverage.
A Poway Homeowner Recently Lost Coverage Over A “Visually Deteriorated” Roof
No leaks, no damage—just some discoloration picked up by aerial imaging. The result? Insurance dropped them with 30 days’ notice. They couldn’t secure a new policy until the roof was replaced, and the new premium came in 60% higher. This is not an isolated story—it’s happening across the county.
Most People Think They’re Safe—Until It’s Too Late
Insurers now use drones and satellite scans to assess roof conditions. If your roof is over 15 years old, you’re likely on a watchlist—even if it looks fine from the street. And if they cancel your policy, you’ll scramble to find a replacement in an already shrinking market.
And Most Roofers Are Unequipped To Help
The average roofer doesn’t understand what insurance companies need. A quick patch job won’t cut it if it isn’t documented, permitted, and up to code. Worse, some “fixes” can void your policy entirely. Insurance companies aren’t just looking for a new roof—they want proof that it meets their increasingly strict standards.
✅ Peak Builders & Roofers of San Diego Knows How To Work With Insurance—Because We Do It Every Day
We’ve helped hundreds of homeowners avoid cancellations, win claims, and get compliant. Our team knows what documentation insurers require and how to present it. We’ve even saved clients from forced policy drops with last-minute emergency reports and repairs—something most contractors simply can’t handle.
If Your Roof Is Aging, You Might Already Be On Borrowed Time
Insurers are reviewing policies in bulk this year. One inspection could cost you your coverage—and your ability to get new insurance at a fair rate. We’ve seen premiums double overnight for homeowners who waited too long.
💡 We’re Offering A Free Compliance Inspection to San Diego Homeowners This Month—Limited Availability
We’ll identify red flags, document everything for your records, and explain your next steps clearly—no pressure, no pushy sales. Whether you need a full roof or a small repair, we’ll make sure it protects both your home and your insurance.
Your Roof Isn’t Just Protection From Rain—It’s What Keeps Your Policy Alive
Losing coverage could mean losing access to affordable insurance—or even facing lender penalties. Don’t gamble with your home’s most valuable asset.
🗓️ Act Now—Before Your Insurer Acts First
Book a fast, free roof review with Peak Builders & Roofers of San Diego today.
